Debtly
Join the waitlist

Shared expenses, finally clear.

Debtly helps travelers, roommates, couples, and friends track who owes what without spreadsheets, awkward messages, or mental math.

  • Groups
  • Labels
  • Split options
  • Currencies
  • Activity
  • Settlement
Join the Debtly waitlist and get Premium free for your first month.Your free 30 days begin when you create your Debtly account. Joining only creates eligibility.

No account yet. No automatic charges. By joining, you agree to receive Debtly updates.

See how it works

One expense. Everyone keeps the context.

The amount, people, group, and activity stay together, so nobody has to rebuild the story later.

Debts

Every debt, with its context

The amount, the people it involves, its labels, when it is due, and how much is already paid.

Reconciliation

Who owes whom, netted

Balances you need to pay, balances owed to you, and the ones running between other members.

Activity

The history behind the number

Payments, new debts, and approvals in the order they happened, so a detail can be checked later.

From expense to clear next step.

One taxi in Lisbon, from the moment it is paid to the moment it is closed.

  1. Paid

    Tomás pays for the taxi

    €24.00 to the airport, split four ways. He adds it while everyone is still in the car, so nobody has to remember it later.

  2. Shared

    It reaches everyone at once

    María, Ana and you each see €6.00 waiting on your own home screen — one balance to act on, not a message asking you to remember.

  3. Settled

    One payment, not four

    Debtly works out who pays whom. You send Tomás €6.00, and the debt closes for everyone at the same time.

  4. Recorded

    The answer stays put

    Who added it, who paid, and when — kept with the expense itself, so a question three weeks later already has an answer.

Back to the beginning
Debtly

Made for the expenses you already share.

Debtly fits the plans, homes, and relationships where shared costs already happen.

Editorial illustration of a shared trip route, map cards, and connected expenses

Trips

Keep the trip visible: what is open, who is involved, and which way the balance is moving.

Editorial illustration of a shared home floor plan with connected household expenses

Roommates

Create a home group so rent, utilities, groceries, and household purchases stay together.

Editorial illustration of two people balancing a shared expense and its context

Couples

See who covered what and return to the shared balance without reopening the whole conversation.

Editorial illustration of an event table with tickets, a shared bill, and participants

Friends and events

Record who paid and who shares the gift, tickets, or table while everyone remembers.

More help for the expenses you already share.

Start with a clear shared record. When the same chores come back, Premium gives you more ways to stay on top of them—without changing how your group works.

A little more help, right when you need it.Join the waitlist and your first month of Premium will be free when you create your Debtly account.
Debtly Premium helps with capture, context, and follow-up
Debtly

Free

Everything you need to add an expense and understand the balance without a spreadsheet.

  • Everything in FreeManual tracking, people and groups, splits and currencies, labels, filters, activity, and settlement.
  • Reminders and recurring expensesNot included
  • Multiple groupsNot included
  • Photo attachmentsNot included
  • Insights and statisticsNot included
  • Ad-free trackingNot included
  • Exportable summariesNot included
  • Advanced trip organizationNot included
  • AI debt creation and receipt scanningNot included
Debtly

Premium

Everything in Free, plus more room for follow-up, context, and clarity.

  • Everything in FreeManual tracking, people and groups, splits and currencies, labels, filters, activity, and settlement.
  • Reminders and recurring expensesIncluded
  • Multiple groupsIncluded
  • Photo attachmentsIncluded
  • Insights and statisticsIncluded
  • Ad-free trackingIncluded
  • Exportable summariesIncluded
  • Advanced trip organizationIncluded
  • AI debt creation and receipt scanningPlanned
Compare what changes
DebtlyFree
Everything you need to add an expense and understand the balance without a spreadsheet.
DebtlyPremium
Everything in Free, plus more room for follow-up, context, and clarity.
Everything in FreeManual tracking, people and groups, splits and currencies, labels, filters, activity, and settlement.Debtly Free: IncludedDebtly Premium: Included
Reminders and recurring expenses
Set reminders for money owed, money due, and recurring expenses.		Debtly Free: Not includedDebtly Premium: Included
Multiple groups
Keep trips, homes, and other shared circles separate and organized.		Debtly Free: Not includedDebtly Premium: Included
Photo attachments
Attach photos and receipts to the expense they explain.		Debtly Free: Not includedDebtly Premium: Included
Insights and statistics
Use insights and statistics to understand how a group is moving.		Debtly Free: Not includedDebtly Premium: Included
Ad-free tracking
Add more than three debts a day without stopping to watch an ad.		Debtly Free: Not includedDebtly Premium: Included
Exportable summaries
Export summaries when you need to share or archive the group story.		Debtly Free: Not includedDebtly Premium: Included
Advanced trip organization
Use advanced group organization when a weekend becomes a whole itinerary.		Debtly Free: Not includedDebtly Premium: Included
AI debt creation and receipt scanning
Create a debt with natural language or scan a receipt.		Debtly Free: Not includedDebtly Premium: Planned
Join the waitlist

Joining does not create an account, start a trial, or cause an automatic charge.

A shared record, not a financial service.

Debtly helps you record and understand shared expenses. It does not hold, lend, move, or advise on money.

Clear records keep friendships easier.

You control the record

Review and update the expenses and context you create.

Context stays specific

Groups keep each set of shared expenses with the right people.

AI stays labeled

AI capture remains marked as planned until it is ready.

Good to know before you join.

What is Debtly?

Debtly is a mobile app for tracking shared debts, expenses, balances, and activity between people and groups.

Who is it for?

Travelers, roommates, couples, families, friends, and small groups who want one clear shared record.

What does joining the waitlist get me?

You become eligible for one free month of Debtly Premium when you later create your Debtly account.

When does the free Premium month begin?

It begins when you create your account after Debtly opens. Joining the waitlist does not start the free month.

What happens after 30 days?

Your account returns to the Free plan unless you choose to upgrade. Joining the waitlist does not cause an automatic charge.

Is Debtly a bank or payment app?

No. Debtly records and explains shared expenses. It does not hold money, lend money, or process payments.

Give shared expenses one clear place.

Join the waitlist and get Premium free for your first month when you create your Debtly account.

No account yet. No automatic charges. By joining, you agree to receive Debtly updates.

Coming soon

Coming soon on the App StoreComing soon on Google Play
Shared expenses, finally clear.